Effective Date: 25 September 2025
Last Updated: 25 September 2025

1. ACCEPTANCE OF TERMS

Welcome to WATCHMAN, the AI-powered subscription intelligence platform operated by Team WATCHMAN. By accessing or using WATCHMAN, you agree to be bound by these Terms and Conditions and our Privacy Policy.

If you do not agree to these terms, you may not use our services.

2. SERVICE DESCRIPTION

2.1 Platform Overview

WATCHMAN is an intelligent subscription management platform that provides:

  • AI-powered subscription tracking and optimization
  • Financial health scoring and analytics
  • Automated renewal reminders and alerts
  • Multi-currency support and global accessibility
  • Advanced insights and savings recommendations

2.2 Current Service Model

  • Free Access Period: WATCHMAN is currently free for all users
  • Feature Availability: Full access to all platform capabilities during free period
  • Future Pricing: Pricing plans will be announced separately with advance notice
  • Grandfathered Benefits: Early users will receive preferential access to premium features

3. USER ACCOUNTS

3.1 Account Registration

  • Eligibility: Must be 16 years or older to create an account
  • Accurate Information: You must provide truthful and current information
  • Account Security: You are responsible for maintaining account security
  • Unique Accounts: One account per person; sharing accounts is prohibited

3.2 Account Responsibilities

  • Password Protection: Keep login credentials secure and confidential
  • Authorized Use: Ensure only you access your account
  • Prompt Updates: Keep account information current and accurate
  • Suspicious Activity: Report unauthorized access immediately

4. ACCEPTABLE USE

4.1 Permitted Uses

  • Personal Use: Track and manage your legitimate subscription services
  • Data Analysis: Use insights and analytics for personal financial management
  • Export Functions: Download your data for personal backup purposes

4.2 Prohibited Activities

You may not:

  • Violate Laws: Use WATCHMAN for any illegal activities
  • Misrepresent Information: Provide false or misleading subscription data
  • Reverse Engineer: Attempt to access our proprietary algorithms
  • Automated Access: Use bots, scrapers, or automated systems without permission
  • System Interference: Attempt to disrupt or overload our services
  • Unauthorized Sharing: Share account access with third parties
  • Commercial Misuse: Resell or redistribute WATCHMAN’s services

5. INTELLECTUAL PROPERTY

5.1 Our Intellectual Property

  • Platform Ownership: WATCHMAN and all related IP are owned by Team WATCHMAN
  • Trademarks: WATCHMAN name, logos, and branding are our property
  • Technology: AI algorithms, code, and methodologies remain our property
  • Content: All platform content, graphics, and interfaces are protected

5.2 Your Data Rights

  • Data Ownership: You retain ownership of your subscription data
  • Limited License: You grant us limited rights to process your data for service delivery
  • No Unauthorized Use: We won’t use your data beyond stated purposes in Privacy Policy

5.3 Feedback and Suggestions

Any feedback, suggestions, or ideas you provide become our property and may be used without compensation or attribution.

6. PRIVACY AND DATA PROTECTION

6.1 Data Processing

  • Privacy Policy: Your data is governed by our comprehensive Privacy Policy
  • Consent: Using WATCHMAN constitutes consent to data processing as described
  • Security Standards: We employ enterprise-grade security measures
  • Zero-Knowledge: We cannot access your encrypted sensitive data

6.2 Third-Party Services

  • Integration Limitations: We don’t directly access your bank accounts or payment systems
  • Logo Recognition: We may access public service information for logo detection
  • Analytics Services: We use anonymized analytics to improve service quality

7. SERVICE AVAILABILITY

7.1 Service Commitment

  • Best Efforts: We strive for maximum uptime and reliability
  • Maintenance Windows: Scheduled maintenance with advance notice
  • Emergency Downtime: Unscheduled maintenance for security or critical updates

7.2 Service Limitations

  • Internet Dependency: Requires internet connection for full functionality
  • Device Compatibility: Optimized for modern browsers and mobile devices
  • Geographic Restrictions: Some features may vary by region

8. DISCLAIMERS AND LIMITATIONS

8.1 Service Disclaimers

  • “As-Is” Basis: WATCHMAN is provided without warranties of any kind
  • Financial Advice: We provide information tools, not professional financial advice
  • Accuracy: While we strive for accuracy, we cannot guarantee error-free service
  • Third-Party Services: We’re not responsible for third-party subscription service changes

8.2 Limitation of Liability

To the maximum extent permitted by law:

  • No Consequential Damages: We’re not liable for indirect, incidental, or consequential damages
  • Liability Cap: Our total liability is limited to AED 1,000 or the amount you paid us (currently zero)
  • Financial Decisions: You’re responsible for your own subscription and financial decisions
  • Data Loss: We’re not liable for data loss, though we maintain regular backups

8.3 Force Majeure

We’re not liable for delays or failures due to circumstances beyond our control, including natural disasters, government actions, or technical failures of third-party services.

9. INDEMNIFICATION

You agree to indemnify and hold harmless Team WATCHMAN and our affiliates from any claims, damages, or expenses arising from:

  • Your use of WATCHMAN
  • Violation of these Terms
  • Infringement of third-party rights
  • Your subscription management decisions

10. TERMINATION

10.1 Termination by You

  • Account Deletion: You may delete your account at any time
  • Data Export: Export your data before account deletion
  • Effect: Access to WATCHMAN will cease upon account deletion

10.2 Termination by Us

We may terminate your access if you:

  • Violate these Terms
  • Engage in prohibited activities
  • Provide false information
  • Create security risks

10.3 Effect of Termination

  • Access Cessation: Immediate loss of access to WATCHMAN
  • Data Retention: Data handled according to Privacy Policy
  • Surviving Clauses: Intellectual property and liability limitations survive termination

11. FUTURE PRICING AND CHANGES

11.1 Pricing Introduction

  • Advance Notice: Minimum 30 days notice before introducing pricing
  • Grandfathered Access: Current users receive preferential treatment
  • Payment Terms: Future payment terms will be clearly communicated
  • Cancellation Rights: Right to cancel before paid plans take effect

11.2 Service Changes

  • Feature Updates: We may add, modify, or remove features
  • Notice Period: Significant changes communicated with reasonable notice
  • Continued Use: Using WATCHMAN after changes constitutes acceptance

12. GOVERNING LAW AND DISPUTES

12.1 Governing Law

These Terms are governed by the laws of the United Arab Emirates, without regard to conflict of law principles.

12.2 Dispute Resolution

  • Informal Resolution: First attempt to resolve disputes through direct communication
  • Mediation: If informal resolution fails, disputes may be mediated
  • Jurisdiction: UAE courts have exclusive jurisdiction over legal proceedings
  • Language: All proceedings conducted in English

12.3 Class Action Waiver

You agree to resolve disputes individually and waive rights to class action or collective proceedings.

13. MISCELLANEOUS PROVISIONS

13.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the complete agreement between you and Team WATCHMAN.

13.2 Severability

If any provision is found unenforceable, the remaining provisions remain in full effect.

13.3 No Waiver

Our failure to enforce any provision doesn’t constitute a waiver of that provision.

13.4 Assignment

You may not assign your rights under these Terms. We may assign our rights to affiliated companies.

13.5 Electronic Communications

You consent to receive communications electronically and agree they satisfy legal requirements for written communications.

14. UPDATES TO TERMS

14.1 Modification Rights

We reserve the right to modify these Terms at any time with appropriate notice.

14.2 Notification Process

  • Email Notice: Updates sent to registered email address
  • Platform Notice: Prominent display on WATCHMAN platform
  • Effective Date: Changes effective 30 days after notice

14.3 Acceptance

Continued use of WATCHMAN after Terms updates constitutes acceptance of new Terms.

15. CONTACT INFORMATION

15.1 General Inquiries

Email: hello@watchman.help
Website: https://watchman.help
Response Time: Within 48 hours

15.2 Legal Notices

Email: hello@watchman.help
Address: Team WATCHMAN, United Arab Emirates

15.3 Company Information

Developer: Team WATCHMAN
Operator: Team WATCHMAN
Website: https://watchman.help
Registration: [Insert UAE Registration Details]

16. ACKNOWLEDGMENT

By creating an account or using WATCHMAN, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

Thank you for choosing WATCHMAN for your subscription intelligence needs.

WATCHMAN
Empowering your financial intelligence

These Terms and Conditions are effective as of the date listed above and supersede all previous versions. Please review periodically for updates.